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Self Help Legal Information

  • Buying a Used Car

    Buying a used car can be confusing and difficult. A quick look may tell you a car is in bad condition, but you can't always tell just by looking. Some dealers hide things from you. Others mislead you. Here are some answers to questions you may have about buying a used car. Read More

    By:
    Legal Services Alabama
  • Buying a Used Car? Facts for Consumers

    Before you start shopping for a car, do some homework. This site covers payment options, dealer sales, warranties, service contracts, private sales, and more. Also in Spanish/Español Read More

    By:
    U.S. Federal Trade Commission
  • Credit Insurance: Is It for You?

    The next time you apply for a loan, the lender may ask if you want to buy credit insurance. The lender may even include it in your loan papers. Before you buy it, think about what you are paying - and what you are getting. Read this document for more information. Read More

    By:
    Legal Services Alabama
  • My New Car is a Lemon

    Alabama law gives rights to people who buy defective new cars. This article talks about those rights. To learn about rights buyers of used cars have, see "Buying a Used Car" above Read More

    By:
    Legal Services Alabama
  • Get Your Vehicle History From the State of Alabama

    Need to know the title history for your car? Follow these steps to get the report from the State of Alabama. Read More

    By:
    Legal Services Alabama
  • Title Pawns

    What are Title Pawns? Who uses Title Pawns? Why shouldn't I make a Title Pawn? Answers to these questions and more are in this document. Read More

    By:
    Legal Services Alabama
  • What to Do After an Automobile Accident

    When do I have to report an accident? How do I report? How do I get a copy of the accident report? Who else do I have to call? What happens if the accident was my fault? This document answers these questions and more. Read More

    By:
    Legal Services Alabama
  • Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers and Rent-To-Own Stores

    This fact sheet describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.) Content Detail

    By:
    National Consumer Law Center
  • Repossessions

    If you bought something on credit or put up something you own as collateral, the creditor may have the right to repossess it. Cars are often repossessed. We use a car as an example for repossessions and answer questions about what you can do. Read More

    By:
    Legal Services Alabama
  • Executions

    If you owe money to a person or business and cannot pay, they will try to collect. If a creditor sues you and gets a court judgment, the creditor may have the right to execute against your property. This document explains how a creditor does this and what you can do to protect your property. Read More

    By:
    Legal Services Alabama
  • Save Those Papers!

    In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save. Read More

    By:
    Legal Services Alabama
  • What You Can Do to Protect Yourself Against Binding Mandatory Arbitration Agreements

    How do I get a credit card without a binding arbitration agreement? How do I buy a car without signing an arbitration agreement? Read this for answers to these questions and more advice. Read More

    By:
    Public Citizen