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Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers and Rent-To-Own Stores
This fact sheet describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.) Content Detail
- By:
- National Consumer Law Center
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Co-signing a Loan - Facts for Consumers
What would you do if a friend or relative asked you to cosign a loan? Before you answer, make sure you understand what cosigning involves. Under federal law, creditors are required to give you a notice that explains your obligations. This site includes that notice and other information. Content Detail
- By:
- U.S. Federal Trade Commission
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Dangers of Co-Signing a Loan
Should I co-sign a loan? What happens when I co-sign? If I decide to co-sign despite the risks, what should I do? This document answers these questions. Read More
- By:
- Legal Services Alabama
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Filing a Consumer Complaint in Alabama
This website includes tips on how to resolve a complaint. Also has instructions on how to file a complaint by calling or filling out a form online. Includes Alabama's Consumer Hotline telephone numbers AND a link to Alabama's Online Consumer Complaint Form. Read More
- By:
- Alabama Attorney General's Office
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Repossessions
If you bought something on credit or put up something you own as collateral, the creditor may have the right to repossess it. Cars are often repossessed. We use a car as an example for repossessions and answer questions about what you can do. Read More
- By:
- Legal Services Alabama
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Executions
If you owe money to a person or business and cannot pay, they will try to collect. If a creditor sues you and gets a court judgment, the creditor may have the right to execute against your property. This document explains how a creditor does this and what you can do to protect your property. Read More
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- Legal Services Alabama
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Save Those Papers!
In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save. Read More
- By:
- Legal Services Alabama



