Alabama

Foreclosures

Self Help Legal Information

This section of AlabamaLegalHelp.org has information and resources about foreclosures.
  • Saving Your Home From Foreclosure

    If you are facing foreclosure, there may be an option that will let you keep your home. Some things you can do: Get legal advice • Negotiate with your lender or servicer • Consider refinancing the mortgage or filing for bankruptcy • Beware of foreclosure rescue scams. Read this brochure for more information. Read More

    By:
    National Consumer Law Center
  • Tips for Avoiding Foreclosure

    Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Here are 10 tips from the U.S. Dept. of Housing and Urban Development. Read More

    By:
    U.S. Department of Housing and Urban Development (HUD)
  • Worried About Foreclosure? What You Should Know

    What exactly is a foreclosure? Can I prevent having a foreclosure started against me? What are my options prior to foreclosure? This brochure answers these questions and more. Read More

    By:
    Alabama State Bar
  • Avoiding Foreclosure

    Having trouble making your mortgage payments? Need to prevent foreclosure? This information covers programs that can help including Making Home Affordable (MHA), Home Affordable Modification Program (HAMP), Home Affordable Refinance Program (HARP) and many others. Read More

    By:
    U.S. Department of Housing and Urban Development (HUD)
  • Q & A: Home Foreclosure and Debt Cancellation

    What is cancellation of debt? Is cancellation of debt income always taxable? Are there tax issues if I lost my home by foreclosure? Answers to these questions and more in this web site. Content Detail

    By:
    Internal Revenue Service (IRS)
  • Salve Su Vivienda: Consejos para evitar una Ejecución Hipotecaria

    No puedo realizar el pago de mi hipoteca. ¿Qué debo hacer? ¿Qué opciones me ayudarán a conservar mi vivienda? ¿Qué opciones tengo si no puedo conservar mi vivienda? ¿Debo saber algo más? Read More

    By:
    Departmento de Vivienda y Desarrollo Urbano de los EE. UU.
  • Save Your Home: Tips to Avoid Foreclosure

    I can't make my mortgage payment - what should I do? What options will help me keep my home? What options do I have if I can't keep my home? Read this brochure for answers to these questions and more. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.) Read More

    By:
    U.S. Department of Housing and Urban Development (HUD)
  • Worried About Foreclosure?

    If you feel like you may be in danger of facing foreclosure, the time to call 888-995-HOPE is now. Homeowner's HOPE, a counseling service provided by the Homeownership Preservation Foundation, can work with you to find a solution. Content Detail

    By:
    HomeOwnership Preservation Foundation
  • Foreclosure Legal Resources

    This website has many helpful resources if you are getting behind in your mortage payments and possibly facing foreclosure. Content Detail

    By:
    Alabama State Bar
  • Housing and Economic Recovery Act of 2008: Questions & Answers

    A 2008 law was passed so that the Federal Housing Administration (FHA), could help about 400,000 borrowers in danger of losing their homes refinance into more affordable government-insured mortgages. This website answers questions about this law. Read More

    By:
    U.S. Department of Housing and Urban Development (HUD)
  • Relief Options for FHA Loans

    If you are a homeowner falling behind on a FHA Loan and your home is in a federal disaster area OR you or your spouse is active military, this document has important advice for you. Content Detail

    By:
    U.S. Department of Housing and Urban Development (HUD)
  • Facts for Consumers: Foreclosure Rescue Scams

    Fraudulent foreclosure "rescue" professionals use half truths and outright lies to sell services that promise relief and then fail to deliver. Read this for information on how the scams work, where to find legitimate help and red flags that will alert you to the businesses to avoid. Also in Spanish/Español Read More

    By:
    U.S. Federal Trade Commission
  • Making Home Affordable

    If you are in trouble with your mortgage, can you get your loan refinanced? Can you get it modified? Programs are available to help - read the information on this website to get started. Also in Spanish/Español Read More

    By:
    Making Home Affordable.gov
  • Don't Miss Out!!! Take Advantage of All the Benefits Available to You

    Should you be getting child support? Do you qualify for food stamps? Can your children get free or low-cost health insurance? Can you get a lower telephone bill? Do you need help filing your income taxes? Read this for information about 10 often-overlooked benefits available to many low-income people. Read More

    By:
    Legal Services Alabama
  • Foreclosure Rescue Scams

    The possibility of losing your home to foreclosure can be terrifying. Many so-called foreclosure rescue or assistance companies claim they can help you save your home. Unfortunately, once most of these foreclosure fraudsters take your money, you lose your home, too. Read this information for tips on how to avoid these scam artists. Content Detail

    By:
    U.S. Federal Trade Commission