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AnnualCreditReport.com

Click here to get one free credit report from each of the three major agencies per year.

Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers and Rent-To-Own Stores

This fact sheet describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.)

Buying a Used Car? Facts for Consumers

Before you start shopping for a car, do some homework. This site covers payment options, dealer sales, warranties, service contracts, private sales, and more. Also in Spanish/Español

Co-signing a Loan - Facts for Consumers

What would you do if a friend or relative asked you to cosign a loan? Before you answer, make sure you understand what cosigning involves. Under federal law, creditors are required to give you a notice that explains your obligations. This site includes that notice and other information.

Credit Cards and Consumer Loans

Website containing information about many consumer issues, including advance-fee loans; home equity loans and common home equity scams; co-signing a loan; payday loans; and more.

Dealing with Debt Collection Harrassment

If you are being harrassed by debt collectors, you should consider taking one or more of the eight steps in this brochure. Also in Spanish/Español (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.)

Debt Collection Videos

If you have received court papers from someone who says you owe them money, these videos explain what to expect.

Fair Debt Collection Practices

If you use credit cards, owe money on a personal loan or are paying on a home mortgage, you are a "debtor." If you fall behind in making payments, a "debt collector" may call or write to you. Federal law says debt collectors must treat you fairly. This document explains how you are protected by the Fair Debt Collection Practices Act.

Student Aid on the Web

This website has information about student loans, including how to apply, what types of loans are available, and information about repaying your loan. Also in Spanish/Español

Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers and Rent-To-Own Stores

This fact sheet describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.)

Debt Collection Videos

If you have received court papers from someone who says you owe them money, these videos explain what to expect.

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