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Payday Loans

Self Help Legal Information

  • Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers and Rent-To-Own Stores

    This fact sheet describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.) Content Detail

    By:
    National Consumer Law Center
  • Credit Cards and Consumer Loans

    Website containing information about many consumer issues, including advance-fee loans; home equity loans and common home equity scams; co-signing a loan; payday loans; and more. Content Detail

    By:
    U.S. Federal Trade Commission
  • Payday Loans (Check Loans)

    Some lenders give small cash advances in exchange for a post-dated personal check. They agree to hold these checks until the borrower's next payday. That explains how the loans got their name. This document explains who uses payday loans, why you shouldn't take them out and how you can get the money you need without a payday loan. Read More

    By:
    Legal Services Alabama
  • Save Those Papers!

    In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save. Read More

    By:
    Legal Services Alabama