Self Help Legal Information
Having trouble making your mortgage payments? Need to prevent foreclosure? Review the links provided for information you can use.
Making Home Affordable
If you are in trouble with your mortgage, can you get your loan refinanced? Can you get it modified? Programs are available to help - read the information on this website to get started. Also in Spanish/Español
Q & A: Home Foreclosure and Debt Cancellation
What is cancellation of debt? Is cancellation of debt income always taxable? Are there tax issues if I lost my home by foreclosure? Answers to these questions and more in this web site.
Salve Su Vivienda: Consejos para evitar una Ejecución Hipotecaria
No puedo realizar el pago de mi hipoteca. ¿Qué debo hacer? ¿Qué opciones me ayudarán a conservar mi vivienda? ¿Qué opciones tengo si no puedo conservar mi vivienda? ¿Debo saber algo más?
Save Your Home: Tips to Avoid Foreclosure
I can't make my mortgage payment - what should I do? What options will help me keep my home? What options do I have if I can't keep my home? Read this brochure for answers to these questions and more. (You must have a PDF reader on your computer to open this document. To get Adobe’s PDF Reader, click on the Get Adobe Reader icon to download.)
Saving Your Home From Foreclosure
If you are facing foreclosure, there may be an option that will let you keep your home. Some things you can do: Get legal advice • Negotiate with your lender or servicer • Consider refinancing the mortgage or filing for bankruptcy • Beware of foreclosure rescue scams. Read this brochure for more information.
Tips for Avoiding Foreclosure
Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Here are 10 tips from the U.S. Dept. of Housing and Urban Development.
Worried About Foreclosure?
If you feel like you may be in danger of facing foreclosure, the time to call 888-995-HOPE is now. Homeowner's HOPE, a counseling service provided by the Homeownership Preservation Foundation, can work with you to find a solution.
Worried About Foreclosure? What You Should Know
What exactly is a foreclosure? Can I prevent having a foreclosure started against me? What are my options prior to foreclosure? This brochure answers these questions and more. Also in Spanish/Español
Don't Get Locked Out of Your Home By a Bankruptcy Scam Operator
Are you having trouble making your home mortgage payments? Are you facing foreclosure on your home? Get all the facts before you pay someone to help you work out your mortgage problems.
Facts for Consumers: Foreclosure Rescue Scams
Fraudulent foreclosure "rescue" professionals use half truths and outright lies to sell services that promise relief and then fail to deliver. Read this for information on how the scams work, where to find legitimate help and red flags that will alert you to the businesses to avoid. Also in Spanish/Español
Foreclosure Rescue Scams
The possibility of losing your home to foreclosure can be terrifying. Many so-called foreclosure rescue or assistance companies claim they can help you save your home. Unfortunately, once most of these foreclosure fraudsters take your money, you lose your home, too. Read this information for tips on how to avoid these scam artists.
Don't Miss Out!!! Take Advantage of All the Benefits Available to You
Should you be getting child support? Do you qualify for food stamps? Can your children get free or low-cost health insurance? Can you get a lower telephone bill? Do you need help filing your income taxes? Read this for information about 10 often-overlooked benefits available to many low-income people.
Tenants: Your Rights When Your Landlord is Foreclosed On
Are you renting an apartment or home that's in foreclosure? The laws that protect you have changed. Know your rights.